Vincent R Cestone | Fix Your Credit

Fix Your Credit Score! | Vincent R Cestone

Vincent Cestone Credit Score | To Personal Loan or not?

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The following article was written by Vincent Cestone: To Balance Transfer or not? To Personal Loan or not?

Vincent Cestone | What to Do?

Are you able to repay before the promotional rate expires on the Balance Transfer option? If yes, balance transfers may be best for your situation.

If you don’t think you can, consolidating into a personal loan may be a better option for you. It will split your debt into monthly payments at a rate often lower than your credit card ones.

Vincent Cestone Fix Your FICO Score

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30% is your Magical Number for Credit Reporting

The Following Article Was Written By Vincent Cestone

About 30% of the total FICO credit score is based on Available Credit, or the amount of credit available on your open accounts.  FICO credit scoring models rate credit scores higher if revolving accounts have balances less than 30% of the high credit limits. So, be sure you take advantage of this by keeping your balance below the 30% threshold.